Is your Sump Pump Covered?

7/22/2019 (Permalink)

Do you have the coverage necessary to get yourself back "Like it never even happened"? If it is a sump pump/ sewage backup the limited coverage you have may only be enough to get the house dry, but you may not have enough to put flooring and drywall back.
Flooding remains the costliest natural hazard disaster in the United States. But did you know that flood losses are not typically covered under renter and homeowner insurance policies? Additionally, backup coverage in homes is typically limited. Also, how the water entered the house plays a big role in whether you have coverage and whether you have limited coverage or full coverage.
Contact your agent and discuss your coverage BEFORE the event occurs, decide on whether the coverage you have is enough in case the worst does happen. Believe us, you WILL be very happy you did!